Debarag Banerjee
Our applied AI systems are transforming lending, from automated decisions to continuous learning; making finance faster, fairer, and more inclusive.
Financial Inclusion Beyond Traditional Proofs
Automated income estimation models enable underserved customers to access credit by leveraging non-traditional data such as transaction footprints, device metadata, and local economic indicators.
Real-Time Loan Approvals with Embedded Explainability
Our AI credit decisioning engine delivers near-instant approvals by blending alternate data, bureau insights, and behavioral patterns. It provides both speed and transparency, ensuring responsible and scalable lending
AI, Finance, and the Future of Mobility – Insights from IAIC 2025
At L&T Finance, we believe that the future of financial services lies in meaningful collaboration between industries, academia, and emerging technologies. Our Head of Artificial Intelligence, Gaurav Bansal, had the privilege of representing L&T Finance at the Industry-Academia Innovators Conclave (IAIC 2025) held at VIT Chennai, organized in partnership with QCFI and MotorIndia. The conclave […]
